We are very excited about the Awesome Guarantee Issue Final Expense plan, available through Presidential Life!

Wow guaranteed issue with a Huge 50% commission


GUARANTEED ISSUE:

  • means that there are NO MEDICAL QUESTIONS WHATSOEVER ON THE APPLICATION

Issue Ages:

  • 40-80 (using closest birthday) in 38 approved states plus MO: 40-75, NJ: M-65-75, F-65-79 and NY: 50-75

FACE AMOUNTS:

  • $2,000 to $50,000

GUARANTEED PREMIUMS:

  • GBL is a non-par whole life policy with guaranteed premiums that cannot be increased with age, or health conditions, after the policy is issued

CHARGE-BACKS:

  • if the insured dies in the first policy year, Presidential Life will charge back commissions as follows: if the insured dies in the SIX months after the policy issue date, the issue, the charge-back will be 100% of the commissions paid. If the insured dies between the start of month 7 and the end of month 12, the charge-back will be only 50% of all of the commissions paid.

ACCIDENTAL DEATH DURING GRADED PERIOD:

  • if the insured should die from accidental death, as described in the policy, during the graded benefit period, the beneficiary receives the FULL DEATH BENEFIT of the policy, less any policy loans, PLUS return of all premiums paid, PLUS 5% interest on the premiums paid.

Whole Life Plan

Unfortunately, many people find that just when they most clearly realize they need life insurance and want to purchase it, they are unable to do so because of their medical histories. While it may be too late to purchase any coverage from many companies, Presidential Life can help. Presidential's guaranteed issue Graded Benefit (whole) Life plan is specifically designed for individuals who are either uninsurable or who are so highly rated for life insurance that the cost is prohibitive. There are no medical questions, no medical tests and no medical examinations. Some short-term restrictions on death protection do apply.

Helping You Achieve Financial Security

It is important to know that the company you trust to help you plan for your family's financial security is financially sound. With Presidential Life, you'll have no doubt.

Presidential Life is a New York-domiciled, New York-regulated life insurance and annuity company that has been helping people just like you achieve financial security since 1965. From its modest local beginnings in Rockland County, Presidential has developed into a company with a national network of regional sales directors supporting a field force of more than 16,500 independent financial services professionals active in 49 states and the District of Columbia. Annual sales of approximately $250 million in premium today, and the Company's assets exceed $3.7 billion (statutory), of which 442 million represents the Company's capital and surplus (IMR & AVR).

  • AM Best Rated B+ (Good)
  • A.M. Best, the oldest insurance rating agency in the United States, has determined that Presidential Life is financially strong and has given it a rating of B+ (Good), citing the company as having ". . . A good ability to meet their ongoing obligations to policyholders.

About Presidential Life

Presidential Life Insurance Company located on the west bank of the Hudson River in Nyack, New York, is a leading provider of fixed deferred and immediate annuities and life insurance products to financial service professionals and their clients across the United States. Founded in 1965, the company’s steady growth and expanding national presence has been built around a core set of values - "the three Ps": people, product and patience.

It is also a matter of pride that our products offer consumers substantial value for the premiums he or she pays. A testament to this is that our life insurance premiums and immediate annuity payouts are always competitive, and our deferred annuity current and renewal rate history is among the best in the country.

A commitment to people, to service and consumer satisfaction, in tandem with patient, competent management, brings the most prized reward of all: financial stability and fiscal soundness. Only with this solid foundation can client expectations be realized. Only with this foundation can a company grow in an ever-changing marketplace. And grow we have.

History of Presidential Life

From a local company situated in a small storefront selling life insurance and annuity policies in the few counties surrounding it, Presidential Life has grown into a nationally-based company doing business in 49 states and the District of Columbia. From a handful of agents, the company's field force has grown to include more than 15,000 financial services professionals who are served by a network of national sales directors and an ever-expanding staff of Home Office employees dedicated to helping to support their sales and service efforts.

Presidential Life, the place to find financial strength, fair and ethical treatment, and a long-standing dedication to serving your needs.

Here are links to forms you will want to have:

**These forms may be state specific - forms used on here are OHIO**

Make sure to check with your upline for any additional details.


Instructions For Presidential Life Contracting

  • Print the Contract/Commission Chart (Click Here to Download Contract/Commission)
  • Complete and Sign the Contract/Commission Chart
  • Attach a Photocopy of your State Insurance License
  • Fax or Mail to: (be sure to include all licensing documents)
    • Fax to:
    • (937) 898-3048 - Attention Barb

    • Mail to:
    • Complete Solutions Inc.
      75 North Dixie Drive
      Vandalia, Ohio 45377
  • Once we receive your application we will have it processed immediately
    and a new agent kit will be sent to you
  • Once you receive your agent number you may begin selling!
  • If you have any Questions feel free to call us at 1 (866) 866-7951
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Latest News

12.12.09
NEW Web Site Design!
We have made some changes here on the site feel free to browse around as we are NOW Offering Final Expense Plans through severl top level companies.




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